:root{
  --blue:#4c98e8;
  --blue-dark:#1f5f9f;
  --navy:#173451;
  --ink:#182532;
  --muted:#607080;
  --bg:#f6f9fc;
  --white:#ffffff;
  --accent:#4ed9bd;
  --border:#dbe6f0;
  --shadow:0 12px 32px rgba(27,67,102,.10);
  --radius:18px;
  --max:1160px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;
  font-family:Inter,Segoe UI,Arial,sans-serif;
  color:var(--ink);
  background:var(--white);
  line-height:1.65;
}
a{color:var(--blue-dark);text-decoration:none}
a:hover{text-decoration:underline}
.container{width:min(var(--max),calc(100% - 40px));margin:0 auto}
.site-header{
  position:sticky;top:0;z-index:50;
  background:rgba(255,255,255,.96);
  border-bottom:1px solid var(--border);
  backdrop-filter:blur(8px)
}
.nav{
  min-height:76px;display:flex;align-items:center;justify-content:space-between;gap:24px
}
.brand{
  color:var(--navy);font-weight:800;font-size:1.2rem;letter-spacing:-.01em
}
.nav-links{display:flex;gap:28px;align-items:center}
.nav-links a{color:var(--ink);font-weight:600}
.nav-links a.active{color:var(--blue-dark)}
.menu-button{display:none;background:none;border:0;font-size:1.4rem}
.hero{
  background:
    radial-gradient(circle at 80% 15%,rgba(78,217,189,.28),transparent 26%),
    radial-gradient(circle at 10% 90%,rgba(76,152,232,.30),transparent 30%),
    linear-gradient(135deg,#eef7ff,#f8fbff 55%,#effcf8);
  padding:92px 0 86px
}
.hero-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:54px;align-items:center}
.kicker{display:inline-block;color:var(--blue-dark);font-weight:800;text-transform:uppercase;letter-spacing:.08em;font-size:.82rem}
h1,h2,h3{line-height:1.18;margin-top:0;color:var(--navy)}
h1{font-size:clamp(2.45rem,5vw,4.6rem);letter-spacing:-.045em;margin-bottom:20px}
h2{font-size:clamp(1.9rem,3vw,2.8rem);letter-spacing:-.025em}
h3{font-size:1.22rem}
.lead{font-size:1.2rem;color:#42596e;max-width:720px}
.actions{display:flex;gap:14px;flex-wrap:wrap;margin-top:30px}
.btn{
  display:inline-flex;align-items:center;justify-content:center;
  min-height:48px;padding:0 22px;border-radius:999px;font-weight:800;
  border:1px solid transparent;cursor:pointer
}
.btn-primary{background:var(--blue-dark);color:#fff}
.btn-primary:hover{background:#174d82;text-decoration:none}
.btn-secondary{background:#fff;color:var(--navy);border-color:var(--border)}
.btn-secondary:hover{text-decoration:none;border-color:#a9c6df}
.hero-art{
  min-height:380px;border-radius:28px;box-shadow:var(--shadow);
  background:linear-gradient(145deg,#245f98,#4c98e8 58%,#4ed9bd);
  position:relative;overflow:hidden;padding:32px;color:#fff
}
.hero-art:before,.hero-art:after{
  content:"";position:absolute;border-radius:50%;background:rgba(255,255,255,.13)
}
.hero-art:before{width:280px;height:280px;right:-90px;top:-80px}
.hero-art:after{width:210px;height:210px;left:-80px;bottom:-70px}
.screen{
  position:absolute;left:12%;right:12%;top:17%;bottom:16%;
  border-radius:18px;background:#fff;color:var(--ink);padding:28px;
  box-shadow:0 20px 50px rgba(0,0,0,.18)
}
.screen-bar{height:11px;width:72px;background:#dce9f4;border-radius:10px;margin-bottom:28px}
.screen-line{height:12px;background:#e8f1f8;border-radius:8px;margin:12px 0}
.screen-line.w75{width:75%}.screen-line.w55{width:55%}
.screen-cards{display:grid;grid-template-columns:repeat(3,1fr);gap:10px;margin-top:24px}
.screen-card{height:72px;border-radius:12px;background:#edf7ff;border:1px solid #dbeafa}
.section{padding:78px 0}
.section.alt{background:var(--bg)}
.section-head{max-width:780px;margin-bottom:38px}
.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.card{
  background:#fff;border:1px solid var(--border);border-radius:var(--radius);
  padding:28px;box-shadow:0 7px 18px rgba(28,72,105,.04)
}
.icon{
  width:46px;height:46px;border-radius:13px;
  display:grid;place-items:center;background:#eaf5ff;color:var(--blue-dark);
  font-weight:900;margin-bottom:18px
}
.checks{display:grid;grid-template-columns:repeat(2,1fr);gap:14px 26px;padding:0;list-style:none}
.checks li{padding-left:28px;position:relative}
.checks li:before{content:"✓";position:absolute;left:0;color:#168b73;font-weight:900}
.cta{
  background:linear-gradient(120deg,var(--navy),#255f91);
  color:#fff;border-radius:26px;padding:48px;
  display:flex;align-items:center;justify-content:space-between;gap:28px
}
.cta h2{color:#fff;margin-bottom:8px}
.cta p{margin:0;color:#dcecff}
.page-hero{padding:66px 0 52px;background:linear-gradient(135deg,#eef7ff,#f7fbff)}
.page-hero h1{font-size:clamp(2.3rem,4vw,3.7rem)}
.content{max-width:900px}
.policy h2{font-size:1.4rem;margin-top:34px}
.policy h3{font-size:1.08rem;margin-top:24px}
.notice{
  background:#eef8ff;border-left:4px solid var(--blue);padding:18px 20px;border-radius:8px
}
.contact-grid{display:grid;grid-template-columns:.8fr 1.2fr;gap:36px}
.contact-card{background:#fff;border:1px solid var(--border);border-radius:var(--radius);padding:30px;box-shadow:var(--shadow)}
.field{margin-bottom:18px}
label{display:block;font-weight:700;margin-bottom:7px}
input,textarea{
  width:100%;border:1px solid #bdd0df;border-radius:10px;padding:13px 14px;
  font:inherit;background:#fff
}
textarea{min-height:150px;resize:vertical}
.checkbox{display:flex;gap:10px;align-items:flex-start;font-size:.94rem}
.checkbox input{width:auto;margin-top:5px}
.form-note{font-size:.92rem;color:var(--muted)}
.success-note{display:none;margin-top:18px;padding:14px;border-radius:9px;background:#eaf9f5;color:#176857}
.site-footer{background:var(--navy);color:#dce7f1;padding:58px 0 24px;margin-top:72px}
.footer-grid{display:grid;grid-template-columns:1.25fr .75fr;gap:56px}
.site-footer h3{color:#fff}
.site-footer a{color:#fff}
.footer-links{display:grid;grid-template-columns:repeat(2,max-content);gap:8px 24px}
.footer-bottom{border-top:1px solid rgba(255,255,255,.16);margin-top:36px;padding-top:20px;font-size:.9rem;color:#b8c9d9}
.small{font-size:.92rem;color:var(--muted)}
@media (max-width:800px){
  .nav{min-height:68px}
  .menu-button{display:block}
  .nav-links{display:none;position:absolute;left:0;right:0;top:68px;background:#fff;padding:20px;flex-direction:column;align-items:flex-start;border-bottom:1px solid var(--border)}
  .nav-links.open{display:flex}
  .hero{padding:64px 0}
  .hero-grid,.contact-grid,.grid-3,.footer-grid{grid-template-columns:1fr}
  .hero-art{min-height:310px}
  .checks{grid-template-columns:1fr}
  .cta{align-items:flex-start;flex-direction:column}
}